Rent guarantee insurance for landlords

Why do landlords choose our
rent guarantee insurance?

At your service

A team of experts on hand to answer all your questions.

Transparent pricing

Competitive prices with no surprises and no unnecessary add-ons forced on you.

A 100% digital experience

Everything is done online in just a few clicks, from taking out your policy to making a claim.

Understand rent guarantee insurance in just a few minutes

What is rent guarantee insurance?

Rent guarantee insurance (GLI, garantie loyers impayés) is insurance for landlords who let out a property. It protects against the financial risks of unpaid rent: if rent goes unpaid, the insurer compensates the landlord for the lost rental income.

Why choose our rent guarantee insurance in partnership with Mila?

As a landlord, your rental income is essential. But no one is safe from the unexpected: unpaid rent, damage or disputes with a tenant. With our rent guarantee insurance, you get comprehensive protection to secure your property and keep your peace of mind every day.

3 simple steps to take out your rent guarantee insurance

1. Request a free online quote in under 2 minutes.
2. Customise your policy to suit your needs.
3. Enjoy your cover as soon as you sign up.

What your rent guarantee insurance really covers

Unpaid rent

Receive fast compensation as soon as your tenant stops paying rent. We step in to secure your income, so your rental investment stays protected, month after month.

Damage caused by tenants

If your property suffers damage beyond normal wear and tear, we cover the repair costs. From broken fittings to more serious damage, your property stays protected with no unexpected expenses.

Legal costs

If you have a dispute with your tenant, we cover the legal costs. Unpaid rent, damage or a contractual dispute: you benefit from expert support and full financial protection.

rent guarantee insurance

All of this is included
in our rent guarantee insurance

Get a tenant file approved in record time: comprehensive, verified and compliant with the eligibility criteria.

No more long waits and missed opportunities! With the Lovys x Mila guarantee, taking out a policy and making a claim are simpler, with a clear answer within 48 hours.

Tenant file approved in 6 working hours

Fast approval within 48 hours

Smiling woman holding the keys to her home, illustrating Lovys rent guarantee insurance

Need a clearer picture? It's all here.

See all FAQs

What is rent guarantee insurance?

Rent guarantee insurance (GLI, garantie loyers impayés) is insurance for landlords who let out a property. It protects them against the financial risks of tenants not paying their rent. If rent goes unpaid, the insurer compensates the landlord for the lost rental income. The main cover included in rent guarantee insurance:

Unpaid rent: full or partial cover of amounts not paid by the tenant.
Damage caused by tenants: reimbursement of repair costs if the property is damaged.
Legal costs: cover for the costs of legal proceedings to evict a tenant or recover unpaid rent.

Rental vacancy (optional): compensation for the time it takes to re-let the property after an eviction.

Who can take out our rent guarantee insurance?

All landlords letting a property for residential use.

What types of tenants are covered?

Solvent tenants, once their file has been approved by our experts.

How much does rent guarantee insurance cost?

The price depends on your rent, from 2.55% of the annual rent. Get a free quote to find out your exact price.