You're a minimalist (but you like to be protected). With the Basic plan, you're covered for:
You think the middle ground is always the answer. With the Medium plan, you're covered for:
For when you don't want to leave anything to chance. With the Complete plan, you're covered for:
Choose between the Basic, Medium or Complete plans and add only the cover you need. You can also customise contents, buildings, civil liability and the excess. All 100% online.
As long as you like. You pay monthly, so you're under no obligation to stay with us for years (though we hope you do).
It's the amount you pay yourself if you make a claim. For example: with a €150 excess and €1,000 of compensation for water damage, you receive €850. The higher the excess, the lower your monthly payment.
The difference is how much cover each plan includes.
The Basic plan includes civil liability, water and frost damage, fire, weather events, additional costs and damage, and the Basic assistance pack.
The Medium plan adds theft and burglary. The Complete plan adds vandalism and squatting, electrical damage, and broken glass and sanitaryware.
The first payment is made straight away, by credit card.
You can report it on the website or in the Lovys app, available on the App Store and Google Play.
Remember to do it within 7 days of finding out about the incident.
It's that simple:
It complements the core cover of all our plans and kicks in when the damage comes from a covered incident. It includes:
It's included in the Basic, Medium and Complete plans.
Questions about your situation? Write to us at support@lovys.com.
The Basic pack is included in all 3 plans: handyman service and emergency plumbing, electrical, locksmith and glazing help. Essential adds extended assistance (hotel, meals and laundry if you have to leave your home) plus digital and remote-working assistance. Comfort also adds legal assistance.
